Mid-South Banking Journal · First Horizon Edition
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First Horizon Online Banking

First Horizon Online Banking Login — Personal & Business Digital Banking

First Horizon online banking puts every account behind one login at firsthorizon.com. This page covers the First Horizon online banking login, enrollment, the dashboard, transfers, mobile deposit, Zelle® and treasury tools for personal and business clients.

By Kayla Simmons · Southeastern Banking Correspondent · Updated Sep 12, 2026

First Horizon Online Banking Login Enroll in First Horizon Digital Banking
Member FDICMemphis, TN since 1864400+ branches in 12 statesNYSE: FHN
First HorizonDigital Banking
PersonalBusiness
Checking$4,120.55
Savings$16,340.02
Business Checking$58,760.19
Mortgage$188,420.00
Transfer · Bill Pay · Zelle®
· FIRST HORIZON LOGIN· Routing number 084000026· Customer service 800-382-5465· TN · TX · FL · NC · SC · LA · MS · GA· $80B+ in assets· Member FDIC· Founded 1864· FIRST HORIZON LOGIN· Routing number 084000026· Customer service 800-382-5465· TN · TX · FL · NC · SC · LA · MS · GA· $80B+ in assets· Member FDIC· Founded 1864
$80B+Total Assets
400+Branches
1864Founded
FDICInsured

First Horizon Online Banking Features

📊

Account Dashboard

After the First Horizon online banking login, every account shows current and available balances, pending items and searchable history for personal and business accounts alike.

⇄

Transfers

Instant transfers between First Horizon accounts, scheduled recurring transfers and external transfers to other banks after a one-time verification.

💳

Bill Pay & Zelle®

Pay any company or person from First Horizon checking, receive eBills and use Zelle® for person-to-person payments. No fee for personal clients.

📷

Mobile Deposit

Sign in to the First Horizon app, photograph the check and deposit it. Deposits before the cutoff post the next business day.

🏦

Business Treasury Tools

Business Digital Banking adds ACH origination, wire initiation, positive pay and multi-user approval workflows for companies of any size.

📄

eStatements & Tax Forms

Paperless statements, 1099-INT and 1098 forms available after First Horizon online banking login for personal and business accounts.

First Horizon Login Steps

Enrolling in First Horizon Online Banking

Enroll once at firsthorizon.com, then sign in from any device.

1

Click Sign In, then Enroll

On firsthorizon.com choose Personal or Business enrollment and have your account number and SSN or EIN ready.

2

Create username and password

Pick a username and a strong password, accept the agreement and register your device for the First Horizon online banking login.

3

Install the First Horizon app

Sign in with the same credentials and enable Face ID or fingerprint.

4

Set alerts, Bill Pay and Zelle®

Personalize First Horizon online banking in Settings. Questions: 800-382-5465.

First Horizon Personal & Business Banking

One Login, Personal and Business

First Horizon online banking works the same way whether you bank personally or run a company.

👤 First Horizon Personal Banking

Checking, savings, money market and CD accounts, plus mortgages, home equity and auto loans for individuals and families across twelve states.

  • Free personal checking options
  • Mobile deposit, Zelle® and Bill Pay
  • Mortgage and home equity lending
  • Credit cards and personal loans

💼 First Horizon Business Banking

Business checking, treasury management, commercial lending and merchant services for companies from small business to large commercial clients.

  • Business checking and savings
  • ACH origination and wire transfers
  • Commercial real estate and equipment loans
  • Treasury management and positive pay
First Horizon Login Help

First Horizon Online Banking — FAQ

Questions about First Horizon online banking login, enrollment, transfers and business tools.

How do I sign in to First Horizon online banking?
Open firsthorizon.com, click Sign In, choose Personal or Business, enter your username and password and select Log In. Enter a passcode on new devices.
Is First Horizon online banking free?
Yes. First Horizon online banking, the app, Bill Pay, Zelle®, mobile deposit, eStatements and alerts carry no monthly fee for personal clients.
What do I need to enroll?
An open First Horizon account, its account number, your SSN or EIN and a phone or email on file.
Can I use First Horizon online banking on my phone?
Yes. Use firsthorizon.com in a mobile browser or the First Horizon app, which uses the same online banking login.
How fast is First Horizon mobile deposit?
Deposits made before the daily cutoff generally post the next business day; new users may have lower limits at first.
How do I transfer to another bank?
After login open Transfers, add an external account, verify trial deposits, then schedule transfers.
Does First Horizon online banking support Zelle®?
Yes. Enroll after login with an email or U.S. mobile number; there is no fee from First Horizon.
How secure is the First Horizon online banking login?
TLS encryption, one-time passcodes on new devices, session timeout and fraud monitoring protect every First Horizon sign in.
Can I see my First Horizon mortgage in online banking?
Yes. Mortgage, construction and home equity loans appear after First Horizon online banking login with payment options.
What treasury tools does First Horizon business online banking include?
ACH origination, wire initiation, positive pay, account reconciliation and multi-user approval workflows for business and commercial clients.
What is the First Horizon routing number?
084000026 for ACH, direct deposit and domestic wires.
What if my First Horizon online banking is locked?
Use Forgot Password on the login page or call 800-382-5465.
First Horizon Login Across the Southeast

First Horizon Online Banking by State

The same First Horizon online banking login serves every branch in twelve states.

TennesseeTexasFloridaNorth CarolinaSouth CarolinaLouisianaMississippiGeorgiaVirginiaArkansas
First Horizon Online Banking

First Horizon Online Banking Reviews

Clients on First Horizon online banking.

★★★★★
“Enrolling in First Horizon online banking took ten minutes. Mobile deposit and eStatements mean I rarely visit the Chattanooga branch.”
Teresa N.
Client since 2016, Chattanooga TN
★★★★★
“First Horizon business online banking runs our Charlotte contracting payroll by ACH. The login is quick and positive pay caught a bad check last year.”
Marcus D.
Business client since 2019, Charlotte NC
★★★★★
“The 1098 download after login made mortgage tax season simple. First Horizon online banking just works.”
Alicia R.
Client since 2020, Orlando FL

First Horizon Online Banking Login

Sign in to First Horizon online banking at firsthorizon.com for personal or business accounts.

Sign In to First Horizon Online Banking